Tips For Choosing Best Insurance Agent

Bellow are several tips for choosing agent insurance according to your life.

a. Avoid insurance products that offer investment. The fact that in Indonesia, the regulations on financial institutions such as the Bank quite strict, especially since the occurrence of the crisis years ago in 1997, but regulations for Non-Bank financial institutions such as insurance, especially, still very weak.

b. Compare products from the award have not received by insurance companies, and except in accordance with your wishes (your own financial plan).

c. Look for products you can not give you the benefit by inflation. Claim is not tomorrow now.

d. Compare these products with other products.

e. Ask the agent (independent, not an insurance agent) or broker about the products that match your financial profile is not the product they offer you.

f. Ask what is not protected? What causes a reduction in benefits (benefit)? Do not dally to see the weaknesses of existing products, so you can anticipate as early as possible.

g. Ask how much a premium today and tomorrow for the premium.

h. Focus to the benefits that can make you a 'bankrupt', not to benefit does not disrupt the financial (CASH FLOW) you. Disease is a serious risk. Fact, financial costs arising due to illness I was 1 of 4 factors you can make someone go bankrupt.

i. Fact, age is one of the main factors in the health insurance, young age make you have many more options.