Knowing Credit Card Types


The first step in selecting the best available are financial products for that. There is also the most common types of plastic in some of the following:

Credit card balance transfer

A balance transfer credit cards, high interest rates, transfer credit card account low interest rate. For example, bank account, the referral rate low (APR) and no percent, the balance is usually in April and is expected to keep interest rates low for a period of time, a few hundred dollars for the benefit, you can save the balance transfer.

Low interest rate, Credit Card

Low interest rate credit cards - the introduction of low level and is one of four changes, or lower, fixed interest rate in April. When using this type of plastic is to buy a large interest savings to pay before the end of the period implementation, especially possible.

Cash-back credit cards

The effectiveness of cash by credit card - please get a cash bonus to purchase plastic. Excluding financial costs and reimbursement of about 1% of the total purchase is USA. If the monthly payments are more details on financial products is an off-balance the faithful.

Credit Card Benefits

Rewards credit cards - like cash-to back, their loyalty - miles, the use of plastic and rewards discounts on hotels. To this end, the reward structure, you need to accumulate points based on how much time you use.

Credit Card Benefits

As a valid credit card rewards and airline miles - Award "mile" or "points" of credit, the plastic over time based on the purchase price in cash, except that you use. If airline travel, will be rewarded in many donors, you can exchange points of the program and the airline. If you travel frequently, or use a plan to more than just for your vacation.

Prepaid Credit Cards

Pre-paid card - working as a store gift card. Price, you can deposit the amount you want and you will need to use plastic. Considering the reports of these financial products are generally not required to rebuild programs and benefits of credit.

Guarantee payment

Check valid credit cards - plastic, "" is protected by a cash deposit or security other. Most, if damaged or is ideal for credit.


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