Student Loan Consolidation Interest Rates Today For Making You Better


Student Loan Consolidation Interest Rates -- The interest rates for federal student loan consolidations are based on the weighted average of student loan consolidation interest rates. Federal Stafford loans disbursed between July 1, 2006 and June 30, 2008 have an interest rate of 6.8%*. Stafford loans disbursed after July 1, 2008 have a rate of 6.0%.

Federal student loans will have different rates depending on type and disbursement dates. For example, rates for Stafford loan disbursed before July 1, 2006 will remain variable until consolidated. Visit StaffordLoan.com or ParentPLUSLoan.com for more details on federal
student loan consolidation interest rates.

Severe legislative cuts made by Congress made federal
student loan consolidation interest rates. This, combined with the credit market deterioration, has caused us to suspend participation in the federal consolidation loan program.

Private student loan consolidation interest rates are variable, based on either the LIBOR (London Interbank Offered Rate) or the Prime rate, plus a margin for borrower and/or co-signer credit. Origination fees can range between 1% and 5% depending upon your individual credit or the credit of a co-signer. Any fees that associated with the loan are capitalized (added to the loan) typically at the time repayment begins, which increases the amount borrowed but avoids any out-of-pocket expenses at loan closing.

Student loan consolidation interest rates combine several student or parent loans into one bigger loan from a single lender, which is then used to pay off the balances on the other loans. It is very similar to refinancing a mortgage. Consolidation loans are available for most federal loans, including FFELP (Stafford, PLUS and SLS), FISL, Perkins, Health Professional Student Loans, NSL, HEAL, Guaranteed Student Loans and Direct loans. Some lenders offer private consolidation loans for private education loans as well.


84 comments:

Arif said...

Studying with loan? very confused ... :D

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Irvan Wijaya said...

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pakwo said...

student load consolidation is very good

wisata-riau7889 said...

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FootBalls said...

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rio2000 said...

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nunung subarja said...

"Every man alone is sincere. At the entrance of a second person, hypocrisy begins.”

Ir. hydir said...

banyak sangat study loan
nanti lepas belajar banyak hutang mahu bayar
perit sekali :|

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Edoz said...

thanx ya

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atuy said...

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Story said...

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raiderhost said...

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Guru Pintar said...

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shiela said...

salam kenal....kunjungan perdana,
wah kalo untuk belajar atau menuntut ilmu mendingan di kita aja kang, jangan di luar negeri, kayaknya di kita juga gag kalah seeh kalo untuk ilmu pendidikannya, and and i hope u can visit me and support with ur comment in my blog ....thank

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Pixel said...

Sorry sobat, aku kurang ngerti BHS inggris, Tapi kayaknya bagus juga infonya, thanks ya ..

eksplorasi said...

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melati said...

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